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Accounting that
thinks ahead.

Fixed monthly fees. Live Xero bookkeeping. AI-powered insight, paired with a qualified ACA who actually picks up. Built for sole traders, landlords, and limited companies.

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ICAEW Regulated
HMRC Registered Agent
Xero Certified Partner (L2)
1-day response guarantee
ICAEW Chartered Xero Certified Partner · Level 2 HMRC Registered Agent Dext & AI-assisted review ICO Registered · PI insured

Everything your business needs. Nothing it doesn't.

Every service is digitally delivered, fixed-fee, and handled by a qualified ACA. Nothing is outsourced. AI works in the background to speed things up, but the judgement is always human.

Bookkeeping & Bank Reconciliation

Monthly transaction processing in Xero, with Dext for receipts and invoices. Real-time financials so you always know where you stand, not just at year-end.

Annual Accounts & Corporation Tax

Statutory year-end accounts and corporation tax returns prepared and filed with Companies House and HMRC. Reviewed with you before anything is submitted.

VAT Returns

Quarterly preparation and submission under MTD. Standard, flat-rate, cash accounting and margin-scheme returns all handled, including the trickier ones for car dealers and second-hand traders.

Payroll & Auto-Enrolment

RTI submissions, payslips, auto-enrolment pension management, and P60s. Your team gets paid correctly and on time, every time.

Self Assessment

Personal tax returns for directors, sole traders, landlords, and high earners. Maximise reliefs, minimise the bill.

Management Accounts

Monthly or quarterly P&L, balance sheet, and KPI packs. The numbers that help you make decisions, not just satisfy HMRC.

Tax Planning & Advisory

Salary and dividend structuring, capital gains, property tax, and R&D claims. Proactive advice looking ahead, not just filing backward.

Company Secretarial

Confirmation statements, registered office address, and Companies House filings. Compliance handled without the hassle.

Landlord Accounts

Property income reporting for individual landlords: single lets, HMOs and small portfolios. Mortgage interest, capital expenditure and finance-cost relief properly applied.

From first call to monthly rhythm in five steps.

01

Discovery Call

A free 15-minute call. We understand your business: turnover, VAT status, transaction volume, payroll needs. No obligation, no sales pressure.

02

Proposal & Sign-Up

A fixed-fee proposal tailored to your business. Digital engagement letter. Direct Debit set up. Everything signed and agreed before work begins.

03

Onboarding

AML and ID verification. Xero setup. Document management configured. HMRC agent authorisation submitted. We handle it all; you just provide the information.

04

Monthly Delivery

Bookkeeping, reconciliations, VAT, payroll, all on schedule. Queries answered within one business day. You get real-time visibility through Xero.

05

Annual Review

Year-end accounts filed. A review meeting to discuss tax planning opportunities and agree fees for the coming year. Forward-looking, not just compliant.

Why clients stay.

Most accountants file what happened. We're focused on what's coming. That difference compounds over years of working together.

  • A direct line to a qualified ACA, not a call centre
  • Fixed monthly fees with no surprise invoices
  • Live Xero bookkeeping, current today rather than reconstructed at year-end
  • Queries answered within one business day
  • AI working in the background, judgement always human
  • ICAEW regulated, PI insurance held
  • Xero Level 2 Professional Certified Partner

We don't just use AI. We build with it.

Oakmoore was built from day one with intelligent automation at the centre. AI handles the repetitive work; we focus on the decisions, the advice, and the conversations that actually move your business forward.

Business intelligence and insight

We surface trends, anomalies and opportunities in your numbers that would otherwise go unnoticed. Know when your margins are shifting before it becomes a problem.

Automated bookkeeping

Bank feeds, invoice capture and transaction coding run through Xero with an AI layer on top. Less manual data entry, fewer reconciliation headaches.

Compliance without the stress

VAT returns, payroll and year-end accounts handled proactively, with AI-assisted review to catch errors before they reach HMRC.

Proactive tax planning

We use your live data to model tax scenarios throughout the year, not just at year end. Salary, dividends and capital gains optimised in real time.

Fixed fees. No surprises. Ever.

Pricing scales with the complexity and volume of your business. We quote based on your specific situation, not a one-size-fits-all menu.

Monthly Direct Debit
Your monthly fee is collected by Direct Debit on a fixed date each month. No invoices to chase, no payment admin.
Transaction-volume based
Simpler books mean lower fees. As your business grows in complexity, your fee grows proportionally and is always fairly priced for the work involved.
No lock-in contracts
You're not trapped. Our engagement is built on results and relationship, not lengthy minimum terms.

What does it cost?

We don't publish a price list, because your business isn't a template. A free 15-minute call is the fastest way to get an accurate, fixed quote.

Starting from
£250 / month
Minimum engagement fee. Most clients fall between £250–£600/month.
  • Monthly bookkeeping & reconciliation
  • VAT return preparation & submission
  • A qualified ACA on every account
  • Next-day response to queries
  • Live Xero access, Dext, and AI-assisted review
Get a tailored quote

A practice built differently.

Oakmoore was built for clients who want an accountant that actually communicates, not a firm that files once a year and bills you for the privilege.

Two ICAEW Chartered Accountants behind every file. Modern tools, AI in the background, judgement always human. Fixed monthly fees collected by Direct Debit. No time sheets, no pay-per-email.

Regulated by ICAEW, Practice Assurance obligations in force
Xero Level 2 Professional Certified Partner
HMRC Registered Agent
AML registered, ICO registered, Professional Indemnity insured
Our approach

Tools, not theatre.

We use the same automation, AI tooling and live data that the bigger firms use. The difference is you get to speak to the person doing the work.

  • Live Xero data feeding decisions, not year-end binders
  • AI-assisted review on every VAT, payroll and accounts file
  • A qualified ACA on every conversation
  • Fixed fees agreed upfront, settled monthly by Direct Debit

What clients say.

"Client testimonial coming soon."

Client, Limited Company
Coming soon

"Client testimonial coming soon."

Client, Landlord
Coming soon

"Client testimonial coming soon."

Client, Sole Trader
Coming soon

Questions worth answering up front.

If your question isn't here, send it through the contact form and we'll come back inside a working day.

How quickly can you take me on as a client?
In most cases we can have an engagement letter and Direct Debit in place within a few working days of our discovery call. Onboarding (AML, ID verification, Xero set-up, HMRC agent authorisation) is fully managed by us.
I already have an accountant. How does switching work?
We write to your existing accountant for professional clearance, collect the records we need, and re-authorise as HMRC agent. You don't need to handle any of the handover yourself.
What's actually included in the monthly fee?
Your monthly fee covers the recurring work: bookkeeping, reconciliations, quarterly VAT, payroll (if needed), unlimited queries, and your live Xero subscription. Year-end accounts and personal tax returns are scoped into the same monthly figure where possible. You'll always know what's included before you sign.
How is AI actually used on my account?
AI handles the repetitive work: receipt capture, transaction categorisation, anomaly detection, and a first-pass review on VAT returns and payroll runs. A qualified ACA reviews everything before it's filed. The judgement is human, the speed is the AI.
Do I need to know how to use Xero?
No. We do all the day-to-day Xero work for you. If you'd like to invoice from Xero or check a live cash position, we'll show you the bits you need and leave the rest to us.
How are my records and data protected?
All client data is stored in encrypted UK or EEA-based platforms (Xero, OneDrive, Dext). We're ICO-registered, AML-supervised, and operate multi-factor authentication on every system. Full detail is in our Privacy Notice.
Are there services you don't offer?
Yes. We don't offer audit, insolvency, or aggressively-marketed tax schemes. If those are what you need, we'll tell you upfront and point you to a firm that does.

Let's talk about your business.

Book a free 15-minute discovery call or send a message. We'll come back to you within one business day.

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Regulated by
The Institute of Chartered Accountants (ICAEW)
HMRC Registered Agent · Xero Certified Partner (L2)

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Ready to switch accountants?

We handle the handover. No disruption, no gap in service.

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